FAXNEWZ Handout #
7023
Kiplingers
July, 1998, pgs 65-71
If Someone
Steals Your Identity
- Deal directly with the fraud units at:
> Equifax (800) 525-6285
> Experian (888) 397-3742
> Trans Union (800) 680-7289
- Put a "Fraud Alert" on your credit file. It warns
creditors not to open an
account in your name until they call you to verify the legitimacy of the application.
- Check your Social Security record for unexplained earnings
by calling
(800) 537-7005. If your number has been used fraudulently, call the agencys
fraud hotline at (800) 269-0271.
- Get a copy of your file with local check-verification
services if you believe bad
checks have been written in your name. Local merchants should be able to tell
you which ones operate locally.
- Consider changing your drivers license number if
someone has used yours to
write bad checks.
- Report identity-theft crimes to police and sheriffs
departments with jurisdiction
in the case that is, where the crime took place. Get a copy of the police report,
it may help clear your name with credit reporting agencies.